Mortgage in Minutes. Whenever, Wherever
Home Equity Line of Credit
Need funds for renovations, educational expenses, or unexpected emergencies? A Home Equity Line of Credit (HELOC) may be the answer.
Business Loans
We believe in local businesses. Whether you need help starting your small business or need a line of credit to upgrade, LifeStore is here for you!
Contactless Cards
Contactless payment works on your everyday purchaes. Speed, simplicity and security wherever the contactless symbol is displayed at checkout.
Bank Anytime with Mobile Banking!
Mobile Banking makes controlling your cards, checking balances, transferring funds, making deposits and paying bills easier than ever.


New Home or Fixer Upper?
A Renovation Loan Mortgage from LifeStore combines the renovations and financing of a house into one loan. You can either purchase a new property or refinance the one you’re living in.
Frequently Asked Questions About Your Account
During Business Hours: 1-800-723-4718
Mon-Fri: 8 am - 6 pm
After Business Hours:1-800-500-1044
24/7 Telephone Banking: 1-877-662-3998
Bank Routing Number and Other Helpful Tips
Mailing address for deposits: PO Box 26, West Jefferson, NC 28694


Bank Owned Homes
These bank-owned properties offer a great value for the right buyer.
Community Calendar
Keep up with what's happening in our community! And be sure to add your event to the calendar!*
- Festivals and events
- Benefit bake sales
- Music events
- and so much more
*Certain restrictions and rules apply to content submitted.