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Checking Accounts

From basic to interest bearing, there's a LifeStore account that’s right for you.


All checking accounts include:

  • Free Master Card Debit Card1
  • Four Free non-LifeStore ATM withdrawals per month2
  • Unlimited LifeStore and SUM Network ATM withdrawals
  • Access to 5,100 SUM Network ATM locations
  • Free Online and Mobile Banking3

Find the Right Account

- ASSURANCE PREMIER SUMMIT PROGRESS SIMPLE
IDProtect® Identity theft
monitoring and resolution
services4
checkmark Circle checkmark Circle - - -
Cell Phone Protection5* checkmark Circle - - - -
Debit Advantage®5 checkmark Circle - - - -
Travel & Leisure Discounts* checkmark Circle - - - -
Online or paper statements checkmark Circle checkmark Circle checkmark Circle checkmark Circle checkmark Circle
Free Online Bill Pay6 First 2 months checkmark Circle checkmark Circle checkmark Circle First 2 months
Free Small Safe Deposit Box - - Subject to availability - -
Earns interest on daily Balance - checkmark Circle checkmark Circle - -
No Overdraft Fees7 - - - checkmark Circle -
Special CD Rates Available8 - - checkmark Circle - -
Starting Age - - 55 years and up - -
Min Opening Balance $50.00 $100.00 $50.00 $25.00 $50.00
Monthly Service Charge $3.95 $15.00 $10.00 $4.95 -
Monthly Service Charge
waived with...
- $5,000 min daily Premier balance or $20,000 combined checking and savings $750.00 min daily Summit Balance - -
- APPLY NOW APPLY NOW APPLY NOW VISIT BRANCH APPLY NOW
ASSURANCE
IDProtect ®Identity theft monitoring and resolution services4
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Cell Phone Protection5*
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Debit Advantage®5
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Travel & Leisure Discounts*
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Online or paper statements
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Free Online Bill Pay6
First 2 Months
Min Opening Balance
$50.00
Monthly Service Charge
$3.95
APPLY NOW
PREMIER
IDProtect ®Identity theft monitoring and resolution services4
checkmark Circle
Online or paper statements
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Free Online Bill Pay6
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Earn Interest on daily Balance
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Min Opening Balance
$10.00
Monthly Service Charge
$15.00
Monthly Service Charge
waived with...

$5,000 min daily Premier balance or $20,000 combined checking and savings
APPLY NOW
SUMMIT
Online or paper statements
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Free Online Bill Pay6
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Free Small Safe Deposite Box
Subject to availability
Earn Interest on daily Balance
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Special CD Rates Available8
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Starting Age
55 years and up
Min Opening Balance
$50.00
Monthly Service Charge
$15.00
Monthly Service Charge
waived with...

$750.00 min daily Summit Balance
APPLY NOW
PROGRESS
Online or paper statements
checkmark Circle
Free Online Bill Pay6
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No Overdraft Fees7
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Min Opening Balance
$25.00
Monthly Service Charge
$4.95
VISIT BRANCH
SIMPLE
Online or paper statements
checkmark Circle
Free Online Bill Pay6
First 2 Months
Min Opening Balance
$50.00
APPLY NOW

Disclosures

  1. Debit Cards available to qualifying customers.
  2. Other institutions may charge for ATM withdrawals.
  3. lnternet or Mobile carrier fees may apply for data and text message usage.
  4. Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members subject to the terms and conditions set forth in the Guide to Benefit and/or insurance documents for the applicable Benefits. Benefits are not available to a "signer" on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.
  5. Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance Products are not insured by the FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.
  6. Online Bill Pay- Must first enroll in Online Banking and activate Online Bill Pay before using LifeStore Mobile Banking App.
  7. We will decline transactions when the account does not have sufficient funds to cover the charge. You could still end up with a negative balance. Accountholders will not incur overdraft or non- sufficient (NSF) fees, account activation fees or fees due to inactivity, dormancy or closure.
  8. Special CD Rates does not apply to promotional rates.

*Registration / Activation required

progress checking

**1.00% Annual Percentage Yield (“APY”) is effective as of 07/16/2024. $750 minimum balance required to earn APY. $50 minimum opening balance is required to open the account. Interest is calculated and accrued daily based on the daily collected balance in the account. Interest rates are variable and subject to change without notice. Fees could reduce earnings.

***Certified Low-Cost Account
LifeStore Bank is the first community bank in North Carolina to be certified by Bank On for meeting the National Account standards as a low-cost account.

Re-ordering checks is easy, just a click away

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Need to sign up for Direct Deposit?

Direct Deposit Form

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Download Our Mobile Banking App

You live your life on the go, now bank on the go! Get the LifeStore mobile app today!

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Internet and/or mobile carrier fees may apply for data and text message usage.

Overdrafts can happen to anyone

Protect yourself with LifeStore's overdraft protection options.

Learn More About Overdraft Protection

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Awards Logo ABOUT LIFESTORE BANK Founded in 1939, LifeStore Bank is committed to creating vibrant communities by providing excellent financial services. We offer personalized banking solutions that assist our customers in achieving their goals. At LifeStore, innovation and tradition converge to help you build your legacy.
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Member FDIC Equal Housing Lender

NMLS#: 449206 | Routing Number 253171676