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ONLINE ACCOUNT ACCESS

Assurance Checking Account Features

IDPROTECT^® – identity theft monitoring and resolution service¹ for you and your family

Up to $10,000 Identity Theft Expense Reimbursement Coverage² – to cover expenses associated with restoring your identity.
Fully Managed Identity Theft Resolution Services – access to a dedicated fraud specialist assigned to manage your case until your identity is restored.
Debit and Credit Card Registration – register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards should your cards become lost or stolen. (registration/activation required)
Credit File Monitoring³ – daily credit file monitoring and automated alerts of key changes to your Experian, Equifax and TransUnion credit reports. (registration/activation required)
Credit Report – ability to request a triple bureau report every 90 days or upon opening a resolution case.(registration/activation required)
Credit Score⁴ – ability to request a single bureau score every 90 (registration/activation required)
Identity Monitoring – Monitoring of more than 1,000 databases and public records to identify suspicious activity, including credit header information, phone records, United States Postal Service records, and more. A risk rating is generated with each monthly scan and if your scan reflects a high-risk score, you will be notified. (registration/activation required)

Cellular Telephone Protection² – Receive up to $400 of replacement or repair costs if your cell phone is stolen or damaged, in the U.S. and abroad. $50 deductible applies. Up to two claims per eligible account, per twelve-month period. Covers up to four phones on a cellular telephone bill. (Cellular telephone bill must be paid using this account.)

Debit Advantage^® – Buyer’s Protection and Extended Warranty2 – Buyers Protection covers items for 90 days from the date of purchase against accidental breakage, fire or theft. Extended Warranty extends the U.S. manufacturer’s original written warranty up to one full year on most new retail purchases if the warranty is less than five years. (Item(s) must be purchased entirely with this account for coverage.)

Travel and Leisure Discounts– Money-saving discounts from thousands of local and national businesses. Members can redeem and print coupons online or access discounts from their mobile device. Digital access makes saving super easy and convenient, giving instant savings anywhere, anytime. (registration/activation required; available via mobile and web only)

Disclosures

¹ Benefits are available to personal checking account owner(s) and their eligible family members subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.

² Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certiﬁcate of insurance. Insurance Products are not insured by the FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.

³ Credit file monitoring may take several days to begin following activation.

⁴ Credit Score is a VantageScore 3.0 based on single bureau credit data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness.