Business Checking Terms and Disclosures

Hometown Business Checking

  1. ATM or debit cards available to qualifying customers.
  2. Other institutions may charge for ATM withdrawals.
  3. Mobile Carrier fees may apply for data and text message usage.
  4. Minimum opening balance required. Monthly service charge will be waived as long as corresponding Hometown Business Checking account remains open.
  5. In the event you overdraw your checking account, your check will be covered and you will be charged a $32 (per item) authorized overdraft fee. Overdraft Privilege provides a safety net up to $1,500 for business Checking accounts. If you do not want to participate in this service, all you need to do it contact one of our Customer Service Representatives toll-free at (800) 723-4718

 

Commercial Checking

  1. ATM or debit cards available to qualifying customers.
  2. Other institutions may charge for ATM withdrawals.
  3. Mobile Carrier fees may apply for data and text message usage.
  4. Minimum opening balance required. Monthly service charge will be waived as long as corresponding Commercial Checking remains open.
  5. In the event you overdraw your checking account, your check will be covered and you will be charged a $32 (per item) authorized overdraft fee. Overdraft Privilege provides a safety net up to $1,500 for business Checking accounts. If you do not want to participate in this service, all you need to do it contact one of our Customer Service Representatives toll-free at (800) 723-4718

 

Non-Profit Interest Checking

  1. ATM or debit cards available to qualifying customers.
  2. Other institutions may charge for ATM withdrawals.

 

Commercial Money Market

  1. ATM or debit cards available to qualifying customers.

 

IOLTA

  1. ATM or debit cards available to qualifying customers.
  2. Other institutions may charge for ATM withdrawals.
  3. Mobile Carrier fees may apply for data and text message usage.
  4. Minimum opening balance required for the Premier account. Monthly service charge of $15.00 will be waived as long as corresponding IOLTA account remains open.