Hometown Business Checking

Free business checking for businesses with moderate activity.

Checking Account Features

  • Minimum opening balance of $100.00

  • No Monthly Service Charge

  • Up to 300 free debits, credits and items deposited per month

  • $0.30 per additional item 

  • Owner eligible for a personal account with no Monthly Service Charge4

  • All Hometown Business and Commercial Checking accounts include a special overdraft privilege. In the event you overdraw your checking account, your check will be covered and you will be charged a $32 (per item) authorized overdraft fee. Overdraft Privilege provides a safety net up to $1,500 for business checking accounts. If you do not want to participate in this service, all you need to do is contact one of our Customer Service Representatives toll-free at (800)723-4718.

All checking accounts include the following features and services:

  • Free MasterCard debit card1

  • Unlimited LifeStore SUM ATM withdrawals

  • Four free non-LifeStore ATM withdrawals per month2

  • Access to 5,100 SUM Network ATM  locations

  • Free Online and Mobile Banking3

  • Choice of either electronic or paper statements

  • Free Notary Services

  • Merchant service analysis