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Re$ubmitIt® Electronic Check Recovery

With Re$ubmitIt® you get 100% of the face value of all checks that are collected electronically!

How Does Re$ubmitIt Work?

The Re$ubmitIt electronic check recovery service handles the collection process electronically from beginning to end, via the Automated Clearing House (ACH) network for re-presentment directly to the check writer's bank account.

Returned checks are sent from LifeStore Bank to Re$ubmitIt, where eligible checks are converted into electronic items for re-presentment to the check writer's bank account for collection.

Upon settlement, 100% of the face value of the check is reimbursed to you automatically. The check writer's account is charged a state-regulated collection fee to cover the cost of collection.

If you have questions about the Re$ubmitIt electronic check recovery service, please call 866-860-5906.

To be Eligible for Electronic Recovery, a Returned Check Must:

  • Be a personal check to a business (not business-to-business.)
  • Be under $2,500.
  • Be less than 180 days old from date of transaction.
  • Cannot have been already submitted twice, either electronically or by paper draft.

What Happens to Ineligible Checks?

Returned items that are less than $2,500 and ineligible for electronic re-presentment are re-submitted to the check writer's account as a paper draft, subject to eligibility requirements. Items equal to or greater than $2,500, are not eligible for Re$ubmitIt® services.