Summit Checking

An exclusive option for our most experienced customers, ages 55 years and up.

Checking Account Features

  • For customers 55 years and up

  • Minimum opening balance of $50.00

  • Monthly Servce Charge of $10.00

  • Monthly Service Charge waived with:

    • $750 minimum daily Summit balance

  • Online or paper statements (Images available upon request)

  • Free Online Bill Pay3

  • Free Notary Services

  • Free Official Checks

  • Earns interest on daily balance*

  • One free box of select checks per year

  • Special CD Rates Available4

  • Free small Safe Deposit Box (Subject to availability)

All checking accounts include the following features and services:

  • Free MasterCard Debit Card1

  • Four free non-LifeStore ATM withdrawals per month2

  • Unlimited LifeStore and SUM Network ATM withdrawals

  • Access to 5,100 SUM Network ATM locations 

  • Free Online and Mobile Banking3

*1.00% Annual Percentage Yield (“APY”) is effective as of 2/10/2023. $750 minimum balance required to earn APY. $50 minimum opening balance is required to open the account. Interest is calculated and accrued daily based on the daily collected balance in the account. Interest rates are variable and subject to change without notice. Fees could reduce earnings.

Personal Checking Terms and Disclosures