Local Experts. Modern Convenience. Real Relationships.
Whether you're ready to buy your very first home or you're moving into something new, LifeStore Bank is here to help make the journey smooth, simple, and stress-free.
Get Your Mortgage Decision in Minutes—With Local Expert Support
You can apply online 24/7 and get a mortgage decision—plus a preapproval letter—in just minutes. Prefer to talk to someone directly? Our experienced, friendly loan officers are happy to help in person or over the phone. However you choose to work, we're ready when you are.
Choose How You Want to Work With Us
Everyone's homebuying journey is different. At LifeStore, we give you the flexibility to work the way that suits you best:
- Apply online and complete everything from start to finish on your schedule
- Work with a local lender while handling most steps online
- Meet in person or speak by phone with one of our knowledgeable mortgage experts
No matter your path, you'll have a trusted local team supporting you each step of the way.
Lending Options for Every Type of Buyer
From first-time buyers to seasoned homeowners and investors, LifeStore offers a range of mortgage solutions tailored to your goals:
- Low Down Payment Options – Ideal for first-time buyers or those looking to minimize upfront costs
- Second Home & Investment Property Loans – For vacation homes or rental income opportunities
- Construction & Land Loans – Finance your dream home from the ground up
- Fixed and Adjustable Rate Mortgages
- Government-backed FHA, VA, and USDA loan options
Not sure where to start? Our team will help you explore the best option based on your budget, goals, and timeline.
Get Pre-Qualified Anytime
Knowing how much you can afford before you shop can make the process easier and give you a competitive edge. With LifeStore Bank, you can get a pre-qualification letter any time, day or night.
Estimate Your Payment
Use our easy mortgage calculator to get an idea of what your monthly payments could look like. Just plug in the basics - like purchase price, loan term, and down payment - and see what fits your budget.
Calculator is for illustrative purposes only.
Your Local Lending Partner
Buying a home is one of life's biggest moments—and you don't have to go through it alone. With deep community roots and decades of experience in the High Country, LifeStore Bank offers trusted local guidance, fast decision-making, and personal service every step of the way.
Ready to Get Started?
- Apply online now for fast pre-approval
- Connect with a local mortgage expert for personalized support
- Visit one of our branches to speak with a team member in person
We're here to help you find the right loan—and the right home—with less stress and more confidence.
APPLY NOW