Personal Checking Terms and Disclosures

Assurance Checking

  1. Debit Cards available to qualifying customers.
  2. Other institutions may charge for ATM withdrawals.
  3. Internet or Mobile carrier fees may apply for data and text message usage.
  4. Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members subject to the terms and conditions set forth in the Guide to Benefit and/or insurance documents for the applicable Benefits. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.
  5. Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance.

Premier Checking

  1. Debit Cards available to qualifying customers.
  2. Other institutions may charge for ATM withdrawals.
  3. Internet or Mobile carrier fees may apply for data and text message usage.
  4. Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members subject to the terms and conditions set forth in the Guide to Benefit and/or insurance documents for the applicable Benefits. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.

Summit Checking

  1. Debit Cards available to qualifying customers.
  2. Other institutions may charge for ATM withdrawals.
  3. Internet or Mobile carrier fees may apply for data and text message usage.
  4. Special CD Rates do not apply to promotional rates.

Simple Checking

  1. Debit Cards available to qualifying customers.
  2. Other institutions may charge for ATM withdrawals.
  3. Internet or Mobile carrier fees may apply for data and text message usage.

Progress

  1. Other institutions may charge for ATM withdrawals.
  2. Internet or Mobile carrier fees may apply for data and text message usage.
  3. Online Bill Pay- Must first enroll in Online Banking and activate Online Bill Paybefore using LifeStore Mobile Banking App.
  4. We will decline transactions when the account does not have sufficient funds to cover the charge. You could still end up with a negative balance. Accountholders will not incur overdraft or non-sufficient (NSF) fees, account activation fees or fees due to inactivity, dormancy or closure.