Start the New Year Safe

1. Refresh Your Passwords

If you’re still using the same passwords from last year, now is the time for a reset.

• Create strong, unique passwords for each account
• Avoid using personal details like birthdays or names
• Consider a password manager to keep track securely

Strong passwords are your first line of defense against fraud and identity theft.

2. Enable Two-Factor Authentication

Two-factor authentication (2FA) adds an extra layer of protection by requiring a second step, such as a one-time code sent to your phone or email.

• Turn on 2FA for banking, email, and social media accounts
• Use authentication apps rather than text messages when possible

This simple step can prevent unauthorized access—even if a password is compromised.

3. Watch for Scams and Red Flags

Scammers rarely take time off, especially at the start of the year. Be cautious of:

• Unexpected calls, texts, or emails asking for personal information
• Urgent messages that pressure you to act quickly
• Links or attachments from unknown senders

When in doubt, stop and verify through a trusted source before responding.

4. Review Your Accounts Regularly

Make it a habit to review bank statements and account activity throughout the year.

• Check transactions weekly if possible
• Report suspicious activity immediately
• Set account alerts for large or unusual transactions

Early detection can significantly reduce losses and stress.

5. Protect Your Devices

Your phone, tablet, and computer hold valuable personal and financial information.

• Keep software and apps updated
• Install antivirus and security software
• Lock devices with strong passcodes or biometrics

A secure device helps protect everything connected to it.

6. Be Smart on Social Media

Oversharing can put you at risk without you realizing it.

• Limit personal details like travel plans or full birthdates
• Review privacy settings on all platforms
• Be cautious with friend requests and messages

What you share online can be used by criminals to build convincing scams.

7. Trust Your Instincts

If something feels off, it likely is. Whether it’s a strange phone call, email, or request for information, take time to pause and ask questions. Legitimate businesses will never pressure you to act immediately.

Start the Year Strong and Stay Safe

Safety isn’t a one-time task—it’s an ongoing habit. By taking a few intentional steps now, you can reduce risks and enjoy greater peace of mind all year long.

Here’s to a new year filled with security, awareness, and confidence.